We accompany you with respect to any questions relating to general supervisory law:
- We check whether you require a license from the ECB, the BaFin, the trade supervisory authority or another supervisory authority for your activities,
- Licensing procedures for banks, financial services institutions and capital management companies,
- Proprietary control procedures pursuant to section 2c Banking Act (KWG),
- Drafting written organizational and procedural instructions (so-called organisation manuals),
- Questions of regulatory capital adequacy under CRD IV,
- Group law on the duties of financial holding companies and groups of institutions, as well as questions of financial consolidation in groups,
- Appointment of managing directors, notification to the relevant supervisory authorities, preliminary clarification of CVs,
- Cooperations with other service providers (outsourcing contracts),
- Deposit Protection in accordance with the bylaws of the Deposit Protection Fund (Statuten des Einlagensicherungsfonds),
- Investor compensation,
- Remuneration and bonus arrangements (Regulation on Remunerations in Institutions (Institutsvergütungsverordnung)),
- Accompanying special audits,
- Advising “near-banks” (for example, family offices) and other banking service providers,
- Market access to Germany and from Germany to countries of the European Union or to third countries,
- Consultancy of FinTech companies in connection with the digitization of banking, for example, on licensing obligations, cooperation agreements with banks, data protection questions and other legal issues; and
- Advising platforms on new forms of funding (crowdinvesting and crowdfunding) as a result of the Small Investor Protection Act (Kleinanlegerschutzgesetz).
